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Bank of mum and dad ‘one of UK’s biggest

Bank of mum and dad ‘one of UK’s biggest mortgage lenders’

Parents spend so much money to get their children onto the housing ladder that they are now among the biggest lenders in the UK, a survey suggests. The average parental contribution for homebuyers this year is £24,100, up by more than £6,000 compared to last year, according to Legal & General (L&G). Collectively parents have […]

Lenders decline a third of customers usi...

Lenders decline a third of customers using comparison sites – Experian

Lenders reject 33 per cent of customers as they do not meet their full lending criteria, according to data from Experian. Its analysis also found that just 3.5 per cent of people searching for a mortgage were eligible for every deal on the market. According to Experian, 22 per cent of those using pre-qualification comparison websites […]

Does a local Lidl really bring down hous...

Does a local Lidl really bring down house prices?

Houses near a Waitrose are worth 12% more than average – and now three of its supermarkets have been sold to Lidl. But the discounter’s arrival might not be all bad news … Waitrose has sold off three of its supermarkets to Lidl, sparking a wave of middle-class outrage. It’s not just concern about access to venison […]

Leasehold reform is ‘inevitable’

Leasehold reform is ‘inevitable’

The Association of Leasehold Enfranchisement Practitioners (ALEP) believes that leasehold reform is higher on the political agenda than it has been in a generation.  The government has already published its proposals to reform the sector, and a recent Labour Party report now sets out the opposition’s plans for a “New Deal for Leaseholders”.  Labour’s report, ‘Ending the […]

Lenders ‘strong enough’ to keep lending

Lenders ‘strong enough’ to keep lending through a no-deal Brexit ‒ BoE

The Bank of England has admitted the chances of a no-deal Brexit appear to be rising, but argued that UK lenders are in a sufficiently strong position to continue their lending “through the wide range of UK economic and financial shocks” that may result. In its latest financial stability report and record, the Bank noted […]