VKM is a Specialist Mortgage Intermediaries & Insurance Brokers.

owlVKM Mortgage Brokers is owned by Principal Alex Pangratiou and was established in 2003.

I offer a complete “end to end” level of service that will provide you with expert specialist advice whether your are looking for a Mortgage or simply a better deal on your Home Insurance.

If you are buying your first home, moving home, capital raising or an investor in the Buy to Let market I would be delighted to have a chat with you & discuss how I can help.

I am passionate about what I do, we work on your behalf. I aim to provide a helpful, personal service where my clients needs are at the forefront of my business.

With over 20 years combined experience in providing clients “face to face” advice for their Mortgage & Insurance needs. I that believe my friendly, ethical & efficient service has helped me to establish & retain my client relationships over the years. A major part of my success has been the fact that most of my new business has come from personal recommendations.

As well as helping clients in Cambridgeshire, Hertfordshire & London, I have also conducted business in most other areas of England.

I use Professional sourcing software which is updated daily to offer the very latest Mortgage deals, so I can advise & recommend you the most suitable Mortgage tailored to your individual circumstance.

I also have access to a host of underwriters from most lenders that are available to discuss even the most unusual or complicated mortgage proposal.

Typically, I charge a mortgage advice fee of £495 for a property purchase, £295 for a property remortgage & £95 for my mortgage product transfer service. I may also receive a commission from the mortgage lender. All of my fees will be disclosed before you decide to proceed.

A mortgage is a loan secured against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.