We are Specialist Mortgage Intermediaries & Insurance Brokers.

owlVKM Mortgage Brokers is owned by Principal Alex Pangratiou and was established in 2003.

We offer a complete “end to end” level of service that will provide you with expert specialist advice whether your are looking for a Mortgage or simply a better deal on your Home Insurance.

If you are buying your first home, moving home, capital raising or an investor in the Buy to Let market we would be delighted to have a chat with you & discuss how we can help.

We are passionate about what we do, we work on your behalf. We aim to provide a helpful, personal service where our clients needs are at the forefront of our business.

With over 20 years combined experience in providing clients “face to face” advice for their Mortgage & Insurance needs. We believe our friendly, ethical & efficient service has helped us to establish & retain our client relationships over the years. A major part of our success has been the fact that most of our new business has come from personal recommendations.

As well as helping clients in Cambridgeshire, Hertfordshire & London, we have also conducted business in most other areas of England.

We use Professional sourcing software which is updated daily to offer the very latest Mortgage deals, so we can advise & recommend you the most suitable Mortgage tailored to your individual circumstance.

We also have access to a host of underwriters from most lenders that are available to discuss even the most unusual or complicated mortgage proposal.

Typically, we charge a mortgage advice fee of £495 for a property purchase, £295 for a property remortgage & £95 for our mortgage product transfer service. We may also receive a commission from the mortgage lender. All our fees will be disclosed before you decide to proceed.

A mortgage is a loan secured against your home.
Your home may be repossessed if you do not keep up repayments on your mortgage or any other debt secured on it.

VKM Mortgage Brokers, is an appointed representative of TenetLime Ltd, which is authorised & regulated by the Financial Conduct Authority.