Specialist Mortgage Advice Hertfordshire & Cambridgeshire

Specialist Mortgage Advice Hertfordshire & Cambridgeshire

07956 982 986

82 Sunnybank Road Potters Bar Hertfordshire EN6 2NF

Alex Pangratiou

Interest rates could fall more quickly, hints Bank

The Bank of England could cut interest rates more quickly if price rises remain under control, its governor has suggested. Andrew Bailey told the Guardian that the Bank could be a “bit more aggressive” at cutting borrowing costs, depending on the rate of inflation....

Inflation drop could pave way for lower mortgage rates – Rightmove

The inflation rate falling to the Bank of England’s 2% target in May could result in reduced mortgage pricing later this year, Rightmove has speculated. The figures published today showed that the Consumer Prices Index (CPI) measure of inflation was finally under...

HSBC, NatWest and Virgin Money changing interest rates

More mortgage providers will increase their rates on new fixed deals on Friday following a series of changes since the start of the year. January saw lenders cutting their rates sharply, bringing some relief to 1.6 million people set to remortgage this year. But...

UK inflation rate drops again

Are base rate decreases coming soon? The annual inflation rate in the UK continued to fall in November, dropping to 3.9% from last month’s 4.6%. The latest consumer price inflation (CPI) data published by the Office for National Statistics (ONS) on Wednesday also...

Bank raises base rate to 5.25%

Bank raises base rate to 5% The Bank of England (BoE) has increased the base rate by 50 basis points to 5.25% — its 13th consecutive rise.  This is the biggest rise since February, and follows two monthly increases of just 25 basis points.  The BoE’s Monetary Policy...

Theresa May unveils planning process overhaul

The government has unveiled a major overhaul of planning regulations today in a bid to force local authorities to meet demand for affordable housing. Local authorities will be tested on the number of homes they deliver but will be given greater freedom to use existing...

First-time buyers save £27,000 buying over those renting

First-time buyers are saving an average of £27,000 buying a property over those renting over a 30-year term, almost as much as the average deposit (£31,751). The Halifax Buying vs. Renting Review found that the average cost including mortgage payments of buying a...

Government to make it easier to build upwards

The government plans to make it easier to add an extra two stories to properties by loosening planning rules. The government said it wants to usher in a new generation of town houses and ease pressure on space in cities such as London and Manchester. Sajid Javid,...

Housebuilders take steps to plug skills gap

More than half of housebuilders are launching apprenticeship schemes to address the industry’s chronic shortage of skilled workers, a survey from Lloyds Banking Group has found. As the country embarks on a housebuilding drive, companies have repeatedly warned that...

Land Registry digital mortgage deed service now set for 2018

A new digital mortgage service is to be launched by HM Land Registry (HMLR) in 2018 that will enable borrowers to sign mortgage deeds digitally. This should speed up the remortgage process and improve the customer experience. The service was due to launch at the end...

Housing activity stagnates despite stamp duty cut

The UK housing market saw activity fall in December despite the first-time buyer stamp duty cut, the December 2017 RICS UK Residential Market Survey found. Some 86% across the UK said they hadn’t seen an increase in first-time buyer enquiries following a cut in stamp...

Government launches new housing agency

The government has launched a new national housing agency – Homes England – as the successor to the Homes and Communities Agency. Housing Secretary Sajid Javid says Homes England will "play a major role in fixing the housing market" and will develop a new commercial...