Santander has launched a 98% loan-to-value (LTV) five-year fixed rate mortgage product available exclusively to first-time buyers. The ‘My First Mortgage’ product will launch with a rate of 5.19% with no fee and comes with £250 cashback. It also requires a minimum...
The MPC voted by a majority of 5:4 to cut the base rate, with four members voting for it to remain at 4% as they did not feel the monetary policy stance was meaningfully restrictive. The move follows two consecutive holds at 4% in November and September after a cut to...
The Bank of England’s Monetary Policy Committee has voted 5-4 to hold Bank Rate at 4%. Four members voted to reduce Bank Rate by 0.25%, to 3.75%. CPI inflation held steady at 3.8% in September, defying Bank of England forecasts of a slight uptick to 4%, but...
Talk of the chancellor looking at a new levy on expensive homes or removing CGT exemption is making buyers wary Speculation that the chancellor could announce new property taxes in her autumn budget is likely to slow down an already price-sensitive housing market,...
The latest forecast from the Bank now shows inflation peaking at 4% in September, up from its previous prediction of 3.7% The Bank of England’s Monetary Policy Committee has voted 5-4 to reduce Bank Rate by 25bps to 4%. The MPC last reduced Bank Rate by 0.25% to...
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