Specialist Mortgage Advice Hertfordshire & Cambridgeshire

Specialist Mortgage Advice Hertfordshire & Cambridgeshire

07956 982 986

82 Sunnybank Road Potters Bar Hertfordshire EN6 2NF

Alex Pangratiou

Interest rates could fall more quickly, hints Bank

The Bank of England could cut interest rates more quickly if price rises remain under control, its governor has suggested. Andrew Bailey told the Guardian that the Bank could be a “bit more aggressive” at cutting borrowing costs, depending on the rate of inflation....

Inflation drop could pave way for lower mortgage rates – Rightmove

The inflation rate falling to the Bank of England’s 2% target in May could result in reduced mortgage pricing later this year, Rightmove has speculated. The figures published today showed that the Consumer Prices Index (CPI) measure of inflation was finally under...

HSBC, NatWest and Virgin Money changing interest rates

More mortgage providers will increase their rates on new fixed deals on Friday following a series of changes since the start of the year. January saw lenders cutting their rates sharply, bringing some relief to 1.6 million people set to remortgage this year. But...

UK inflation rate drops again

Are base rate decreases coming soon? The annual inflation rate in the UK continued to fall in November, dropping to 3.9% from last month’s 4.6%. The latest consumer price inflation (CPI) data published by the Office for National Statistics (ONS) on Wednesday also...

Bank raises base rate to 5.25%

Bank raises base rate to 5% The Bank of England (BoE) has increased the base rate by 50 basis points to 5.25% — its 13th consecutive rise.  This is the biggest rise since February, and follows two monthly increases of just 25 basis points.  The BoE’s Monetary Policy...
Asking prices now £55,000 higher than before the pandemic

Asking prices now £55,000 higher than before the pandemic

Zoopla has reported that the average price of property coming to market has hit a new record for the fourth consecutive month, rising to £367,501. This month’s increase of 2.1% (+£7,400) is the highest at this time of year since May 2014, and marks a national jump of...

House prices surged 14.3% in last 12 months

House prices surged 14.3% in last 12 months

Property prices are now 21% higher than before the pandemic struck in early 2020 Annual house price growth increased to 14.3%, according to Nationwide, from 12.6% in February. The building society said this marked the highest level of growth since 2004, taking the...

Average property price jumps past £350,000: Rightmove

Average property price jumps past £350,000: Rightmove

The average price of a property coming onto the market came to £354,564 in March, shows the latest house price index from Rightmove. This 1.7% monthly increase, which compares to 2.3% in February, is the largest recorded for March since spring 2004. It also means that...

Buoyant property market sees biggest monthly jump in asking price

Buoyant property market sees biggest monthly jump in asking price

February has seen the biggest monthly rise in house prices — in cash terms — according to the latest Rightmove property index. According to this property index, asking prices in February hit a record high of £348,804 —  a rise of £7,785, or 2.3% when compared to the...

Bank of Gran and Grandad gifts £437m over stamp duty holiday

Bank of Gran and Grandad gifts £437m over stamp duty holiday

The Bank of Gran and Grandad was open for business during the stamp duty holiday, gifting £437.3m towards buying homes for younger relatives over the last 15 months, according to Key. The relief from the tax ends on Thursday, but during that time over-55s have given...

Labour Party pledges to set up building works agency

Labour Party pledges to set up building works agency

The Labour Party has pledged to set up a ‘building works agency’ to fund post-Grenfell repairs. Speaking at the Labour Party Conference, Shadow Housing Secretary Lucy Powell said her party has “a plan” to solve the building safety crisis if re-elected. Shadow...

UK house prices to increase by 30 per cent in the next decade

UK house prices to increase by 30 per cent in the next decade

Research by Comparethemarket.com analysed data from the Office for National Statistics (ONS) from 1992 to 2002 and predicted the UK average house will cost £323,718 by 2031.   In London, it is expected this could rise by a third to an average of £619,568.  This will...

Four action groups to tackle UK housing crisis

Four action groups to tackle UK housing crisis

Nationwide Building Society is leading an action plan to tackle the UK housing crisis, which it says has been compounded by the pandemic. More than 25 major organisations have come together and formed action groups that will collaborate to help solve existing and...

Nationwide launches sub 1% five-year fix and slashes rates

Nationwide launches sub 1% five-year fix and slashes rates

Nationwide has introduced a five-year fixed rate sub-one percent mortgage product and has reduced rates by up to 0.4 per cent. The product has a rate of 0.99 per cent and is available from tomorrow at 60 per cent loan to value (LTV). It is eligible for customers...

HSBC launches its lowest ever fixed rate

HSBC launches its lowest ever fixed rate

HSBC has cut prices on around 40 fixed-rate mortgages by up to 0.3 per cent, leading to the lender’s lowest ever fixed rate mortgage of 0.94 per cent. The lender’s previous low had been a two-year fixed rate priced at 0.99 per cent which was capped at 60 per cent loan...

May’s property sales jump by 123% year on year: ONS

May’s property sales jump by 123% year on year: ONS

Residential property sales reached their highest May total for seven years last month as buyers rushed to take advantage of the stamp duty holiday, according to official figures. There were 103,100 residential sales in May on a provisional and non-seasonally adjusted...

House building surges in May driven by consumer demand

House building surges in May driven by consumer demand

Construction order volumes grew in May at the fastest pace since records began 24 years ago, driven by the house building sector, the construction Purchasing Managers Index (PMI) showed. Construction output as a whole rose above pre-virus levels in May, with the house...

Buyers outnumber properties by 16 to 1

Buyers outnumber properties by 16 to 1

The percentage of properties selling for over the asking price reached the highest level on record as eager buyers outnumbered available properties by 16 to one, according to NAEA Propertymark. The trade body says that 32% of properties sold for more than asking price...